Committees

Establish the rules and guidelines that, taking into account the principles of excellence and corporate governance, will guide actions to ensure compliance with current regulations. This assures the implementation of actions and access to the information necessary for the continuous and integrated management of risks and capital.

Establish the rules and guidelines that, taking into account the principles of excellence and corporate governance, will guide actions to ensure compliance with current regulations. This assures the implementation of actions and access to the information necessary for the continuous and integrated management of risks and capital.

Promote synergy between the areas and processes of the Bank's Retail business lines.

Oversee the internal control and risk management processes, the internal audit activities and the activities of the independent audit firm contracted by the Bank.

Evaluate compliance with the ethical principles and guidelines of conduct established in the Code of Conduct that must be followed by all employees of Banco Daycoval and the Daycoval Group's companies, suppliers and clients, with a view to fostering respect and compliance with the Organization's Code of Conduct.

Evaluate and decide upon proposals for the Bank's Commercial business lines.

Monitor and control the capital held by the Bank, assessing its need to face exposure to the risks assumed in its operations, as well as plan the capital targets and eventual needs, taking into consideration its strategic objectives.

Ensure excellence regarding Banco Daycoval's MLC/TFC (Money Laundering Prevention/Anti-Terrorism Financing Crimes) compliance pursuant with the current legislation as well as the guidelines and strategies to mitigate the likelihood of image (reputational), legal and operational risks.

Ensure compatibility between the Institution's strategies and its Credit Policy, as well as monitor the “Exposure Levels” defined by Senior Management.

Identify, control and manage market and liquidity risks, ensuring consistency between the risks taken and the risk appetite defined by the Bank.

Propose the rules and guidelines for compensation of the Organization's Statutory Officers, based on the performance goals established by the Board of Directors itself.

Ensure sustainable results for the Bank, defining the level of exposure sought for each client analyzed.

Establish guidelines to ensure compliance with current regulations, inhibit incompatible and/or unnecessary risks to the Daycoval Group's entities, enhance the effectiveness of the business areas, improve the effectiveness of controls and minimize the impact on the risks to which they are subject.

Establishment of security-related information guidelines for the entire Organization. Ensure the confidentiality, availability and integrity of information through actions to monitor indicators (security and risk) and processes of continuous security improvements in the corporate environment, applications and its servers.

Establishment of guidelines related to Information Technology for the entire Organization.

Establish guidelines, taking into consideration the principles of excellence and corporate governance, that shall guide its social, environmental and economic actions in the business and counterparty relations.

Establish guidelines for the approval of new products to enable their successful implementation, carefully observing the current legislation and the Bank's internal guidelines.

Managing all changes, ensuring that methods are used to manage them, so that the IT infrastructure presents the lowest risk possible.

Supervise the Social and Environmental Risk area and advise the Risk Management in the performance of its duties related to the adoption of strategies, policies and measures aimed at the dissemination of culture, risk mitigation and compliance with the applicable standards.

To assure excellence regarding the Bank's adherence to current legislation, establishing rules and guidelines that guarantee implementation of the quality control plans of in-country Correspondents.

Effectively ensure the establishment and compliance with the rules and guidelines, with regard to the Service Channels, which guarantee the execution and monitoring of the identification, sizing, control and evaluation of image (reputational), legal and operational risks, assuring reporting to the regulatory bodies in compliance with the regulations, legal obligations and strategies established by Banco Daycoval and its Conglomerate Companies (Daycoval Group).

Advise the Investment and Funding Department regarding evaluations for hiring new Autonomous Investment Agents pursuant to current regulations and internal policies.